The Financial Samurai Podcast

If you don't speak up for yourself, nobody else will. As a result, you must fight for every opportunity you think you deserve. Don't be shy. Don't feel like you don't belong. Because you do. Mentioned posts: How To Convince Someone You Are Bad When You're Actually Pretty Good I Could Have Been A White Man, But I Remained Asian It's launch week! Pick up a hard copy of Buy This, Not That: How To Spend Your Way To Wealth And Freedom. And if want to listen to audio, it's over 12 hours long!

Here is a logical and smart way to determine your financial satisfication and happiness. The Financial Samurai Wealth Reality Ratio will also determine whether you are reasonable or delusional in your wealth accumulation goals. The ratio will also help you determine how big of a net worth you need to feel wealthy before relocating to another city. You'll find more of this type of insightful and derivative thinking in my new bestseller, Buy This, Not That: How To Spend Your Way To Wealth And Freedom. Order a hardcopy today! It'll be one of the best personal finance books you'll ever read. 

Thinking of retiring early to pursue new interests? In June 2022, I celebrated my 10-year anniversary of early retirement, or as I like to say, fake retirement. Here are my 11 most important takeaways. FIRE is worth it! To help you achieve financial independence sooner, pick up a hard copy of my new book, Buy This, Not That: How To Spend Your Way To Wealth And Freedom. It's full of actionable advice that also helps you tackle some of life's biggest dilemmas with less regret. Also sign up for my free weekly newsletter so you never miss a thing. Financial Samurai started in 2009 and is one of the largest personal finance sites today with over 1 million organic pageviews a month.  

Mythoughts on investing in stocks and real estate for the second half of 2022. I'm getting more optimistic that inflation is currently peaking. As a result, I'm deploying more capital to both asset classes. Sign up for my free weekly newsletter here. Also, pick up a hard copy of my new book, Buy This, Not That: How To Spend Your Way To Wealth And Freedom. 

The bear market is here again! But there is a silver lining that I want to talk about in this episode. It's for all you hard-working, burned out folks out there! Post mentioned: 10 Years Of Fake Retirement Later: Important Lessons Learned Please pre-order a hard copy of my upcoming book, Buy This, Not That: How To Spend Your Way To Wealth And Freedom. It'll be the best book you'll ever read.

Most of the personal finance community loves to recommend index funds as a way to get rich. However, the truly rich didn't get rich by investing in index funds. They got rich by taking concentrated bets in individual positions and building businesses. Let's discuss! Posts mentioned: https://www.financialsamurai.com/the-two-levels-of-rich/ https://www.financialsamurai.com/what-is-considered-mass-affluent-definition-based-off-income-net-worth-investable-assets/ https://www.financialsamurai.com/who-makes-a-million-dollars-a-year-exploring-the-top-0-1-income-earners/

As a landlord, you are always faced with a dilemma about whether to sell or keep renting out your property after there's turnover. As a result, let me go through the pros and cons to help you make the right decision. I use this methodology for tackling some of life's biggest dilemmas in my upcoming book, Buy This, Not That: How To Spend Your Way To Wealth And Freedom. You can check out the latest rent and inflation charts here. 

Hi everyone! Thanks to all of you who pre-order a hard copy of my new book coming out on June 28, 2022 with Portfolio Penguin. If you haven't ordered yet, you can click here to purchase on Amazon or anywhere you like to buy books. I think it's going to be the best personal finance book out there. In this episode, let me share with you 5 reasons why I wrote the book.  www.financialsamurai.com/buythisnotthat

I think sometimes, we focus too much on saving, investing, and working hard to build more wealth. Instead, there's an easier way, and that's finding a partner with your same ideals.  Post mentioned: https://www.financialsamurai.com/my-secret-to-retiring-early-with-only-a-4-million-net-worth-and-two-kids/

If you want to have a better retirement, feel less stressed, and be happier, follow a dynamic safe withdrawal rate.  Posts mentioned: https://www.financialsamurai.com/dynamic-safe-withdrawal-rate-in-retirement/ https://www.financialsamurai.com/withdrawal-rate-in-retirement-bear-market/ https://www.financialsamurai.com/the-negatives-of-early-retirement-life-nobody-likes-to-talks-about/

Have you ever wondered how some millionaires and multi-millionaires can pay zero federal income taxes? You'll find out how in this post. Posts referenced:  https://www.financialsamurai.com/how-to-feel-less-guilty-about-paying-no-federal-income-taxes/ https://www.financialsamurai.com/how-to-pay-little-to-no-taxes-for-the-rest-of-your-life/

Here are 8 reasons why you may want to invest in private funds. There are a couple reasons that nobody really talks about or thinks about that could make you a lot more money than you think. Linked post: Why Invest In Private Funds Despite High Fees

The Fed has finally started to raise rates for the first time since December, 2018. Let's look at how stocks have performed during previous rate hike cycles and how higher Fed Funds Rates will impact borrowing costs across different sectors. Posts with graphs mentioned:  Stock Market Performance During Previous Rate-Hike Cycles Fed Rate Hikes Won't Significantly Impact Borrowing Costs For an easy way to invest in real estate, a top-performing sector in a rising interest rate environment, check out Fundrise. Fundrise invests in single-family and multi-family rentals across the Sunbelt. 

Unfortunately, there's a high likelihood a recession will arrive in the U.S. over the next 12 months. Let me share four reasons why and what to do about it. Also, a discusson between a bear market and a recession.  Post Mention: Recession Indicator Charts

As a student of finance, here are five important financial observations I observed since Russia started a war with Ukraine. Knowing these five things might protect your finances and your livelihood in the future. Posts mentioned: Financial Observations Since The Start Of The War Financial SEER: How To Quantify Your Risk Tolerance

Inflation hit a 40-year high at 7.5% recently. There also seems to be a lot of panic and misguided fears. Here are 3 reasons why inflation will fade by the end of the year and to not worry.  Post mentioned: How To Hedge Your Bets After You've Made A Mistake

With 2022 off to a rocky start, I thought it would be good to discuss about capital preservation investments and the right contribution order between your investment accounts. The Right Contribution Order Capital Preservation Investments

Here is my 2022 stock market forecast and the reasons why. It's going to be a much tougher year to make money in the stock market, which is why I recommend allocating capital to other risk assets for greater risk-adjust returns.  Posts mentioned: 2022 Stock Market Forecast Why Real Estate Is Preferred Investment Returns vs. Active Income

Here is my 2022 housing market forecast where I predict how much the median home price will increase, the 11 reasons why I think they will, and the areas of the country with the most opportunity. Enjoy! Select posts mentioned: 2022 Housing Market Forecast (see the charts) Foreigns Are Coming To Buy Up Our Homes It's Time To Focus On Big City Living Again

Being an entrepreneur might sound nice, but the pressure is always on. The benefits of being an employee are the most apparent during the winter holidays. Appreciate being able to make money while on vacation. It's one of the best perks you'll miss. Posts mentioned: How Much You Have To Make As An Entrepreneur To Replace Your Day Job Income 10 Best Reasons To Start An Online Business Today Reflections On Making Money Online Since 2009