The Financial Samurai Podcast

Besides working to pay your taxes, perhaps nothing feels more depressing than going to work only to lose more money in your investments. Here are some thoughts on how to overcome this feeling of futility. Read more on FinancialSamurai.com. 

Coronavirus fears have hit stock markets around the world. Here are my thoughts on how to best navigate the investment waters, what we can learn from history, and what I'm personally doing.  I truly believe real estate is going to outperform stocks in 2020, like it did in 2018. 

Cherish life. Tomorrow is not guaranteed.

Here are all the reasons why I'm an early retirement failure. It was a good 8-year run, but all good things must come to an end! Read the post here. 

At last! The government doesn't something positive for most American's retirement plans! Let's learn about all the things the SECURE Act does to help Americans save more for retirement.  Read the post here. 

No matter how much you plan, you'll never know all the variables. Here are some unanticipated benefits of early retirement that may surprise you. If I knew about just one of them, I probably would have been less worried about early retirement for sure. This podcast will help you make a more informed decision.  Read the post here.  

Getting a lot of good quality sleep is all the rage now. But if you don't sleep well, you'll probably get a lot richer because you have more time to do stuff and that's awesome. But I say you are probably less happier than someone who sleeps well and through the night. Let me share reasons why. Check out the post here.  

Here are some smart money moves to make before the new year to reduce your tax liability. Taxes are our largest ongoing liability. It behooves us to stay on top of the tax code every year. Read the post: Smart Year-End Tax Moves To Make

Your 401(k) is part of the three-legged stool for retirement. The other two legs are your after-tax investments and your ability to make side income. You can't count on Social Security or a Pension anymore. If they are there, great. If not, you never counted on them in the first place. Check out this post with all the latest 401(k) charts and graphs. 

This is my favorite time of the year because it's a time where we can all look back and be grateful for all that we have. I'm truly grateful to all of you for listening and sharing the Financial Samurai podcast and articles all these years. Your feedback is what keeps running Financial Samurai so much fun! Here's a related post about how I think most of our success is mostly luck. 

If 70% of Americans are overweight and median retirement savings balance is way less than $100,000, perhaps spending time cooking at home to save money and be healthy is not the proper way to go. Let's look into all the reasons why ordering food delivery or going out to eat will help boost your health and wealth. Roughly 82% of Americans mainly cook at home. Check out the health charts here.

Preschool can range from $800 - $2,500 a month, depending on where you live and the amount of care you need. Despite the cost, I'm here to argue that if your child enjoys preschool, it is worth every single penny and more! You can read the post for more details here. 

If you're thinking about buying a primary residence or an investment property, now looks like an enticingly good time. I'll share with you a dozen reasons why buying physical real estate can make sense. Obviously, do your own due diligence as well before putting your money to work. Here's the post with some great charts and graphs. 

For those who still don't believe you can negotiate a severance package, a guy got a 10-figure severance package despite helping blow up his company. Let's learn how he did it and some good lessons to help the rest of us get that money! How To Negotiate A Severance is now it its 3rd edition. You can get $10 off with the code: saveten  

Here are five of the most common financial blindspots people have on their road to financial independence. If you can recognize them, you will better plan for the future and increase your chances of being financially free one day.  Post mentions: Common Blindspots On Your Road To Financial Independence How AOC And Other Congressional Members Can Afford To Raise Kids In Washington, DC  

From staying in an abusive relationship, to joining a Twitter mob that bullies others, to not speaking up against corporate and political malfeasance, things stay bad for a long time because people are too dependent on money. Whether money is a need or a want, it ruins a person's ability to stand up for what they know is right. Related posts: Once You Have F You Money, It's Hard To Tell Others To F Off! An Inside Look At Communist China Weighing The Pros And Cons Of A Divorce  

If you are a business owner who is burning out and wishing to cash out, here is some perspective of someone who did. He sold his baby for $2.8 million and regrets his decision every day.  Read the post here.Subscribe to the private Financial Samurai newsletter here. Sign up for the Financial Samurai Feedly RSS reader here. 

Everybody can retire when their investment income is enough to cover their basic living expenses. But when it comes to retiring early (before 60), there are different levels of difficulty. The hardest type of early retirement is retiring early while raising adolescent children. Once you have children, you suddenly realize that retiring early without children is like going for a walk in the park. It seems so easy, you wonder why more people don’t get on board! In this episode I discuss subjective and objective reasons why retiring early with children is nearly impossible, followed by some potential solutions. Read more here, https://www.financialsamurai.com/how-to-retire-early-with-kids-a-nearly-impossible-task/ 

Don't make my mortgage refinance mistake that has so far cost me $1,005 in extra interest! Trying to refinance today is a real PITA. It's a bummer because I pride myself on calculating all variables to make the best financial decision.  To read the post and hear a funny joke, click here.

You can take advantage of kinks in the system every day to improve your wealth and quality of life. Don't just sit back passively and wait for your investments to make you wealthy. Also take some action.  Practice identifying arbitrage opportunities to prosper. See the post here.