Agency Intelligence

In this episode of Power Women In Insurance, Teresa Kitchens sits down with Michelle Mosher, Agency Principal at Southshore Insurance Professionals. Michelle and Teresa talk about surviving a hard market and being a resource for your clients. Episode Highlights: Michelle discusses the insolvency of six companies in Florida the previous year and its effect on policyholders. (2:27) Michelle explains the application of a depreciation schedule for roofs, contrasting it with full replacement costs, and its connection to auto insurance. (10:26) Michelle and Teresa discuss the challenges of educating clients on insurance issues, including the misconception that insurance is "free money." (18:44) Michelle mentions that they receive a significant amount of business through Facebook neighborhood groups, where individuals seek insurance recommendations and mention their names. (30:56) Michelle shares her thoughts on the mental strain resulting from making decisions on behalf of clients all day, expressing her