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FMOOD 0341: They Control You

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Sinopsis

Whether you acknowledge this statement or not, they control you. If you're wondering who I'm referring to, I'm referring to the credit card companies, loan companies, and any other entities that charge you money for borrowing their money.   If you are under the false impression that you're in control when it comes to these institutions, it's time to realize a few things. Especially when it comes to credit card companies, they have the final say as to whether or not you receive one of their cards or if you are able to successfully request a credit limit increase.   What's worse is that there's a concept which some credit card companies employ that amounts to essentially being a credit card limit decrease for customers. Yes, you heard me correctly. Credit card companies have the ability to take what you thought was your personal available line of credit and decrease it as they wish when they wish to do so, and sometimes this decrease will bring your available credit limit incredibly close to what you currently