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Using a cash envelope for grocery spending is a great way to control how much you're spending in this budget category in any given month. There's something about driving to the bank or the ATM to fill an envelope with a pre-determined amount of cash that physically and psychologically sets a limit as to how much we're going to spend at the grocery store.   There's no doubt that the grocery line item in the budget is typically one of the larger line items for most of us. If we can be in better control of this particular line item and be able to prevent going over what we had previously budgeted, this will almost always put us at an advantage financially. What's more, if we do go over in the form of running out of cash and need to reach for our debit card to make up the difference, we can utilize this information to tweak our grocery budget for the following months. Over time, we will vastly improve our chances of correctly estimating how much we are going to be spending on groceries in any given month.   I've