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Let me introduce you to a real game-changer. This concept will allow you to easily make positive changes in your life. Because of these changes, you will eventually experience success with finances, health, faith, relationships, and other important areas of your life where right now you may need to drastically improve.   What I'm talking about are micro-habits. These small changes require minimal motivation and very little effort. However, the payoff is huge. Think of it like compound interest. Small changes that build one on top of another will eventually lead to a huge payoff.   I personally love micro-habits because they allow for me to make changes without having to go all-in or having to quit something cold turkey. Instead, I can take things one tiny chunk at a time until I get comfortable with the changes and get used to the changes over a period of time rather than all at once. It affords me the opportunity to not have to deal with guilt if I have a setback since a setback with a micro-habit just means