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When it comes to conversations about money between you and your spouse, you have to find common ground first and foremost. In most situations, married couples aren't typically on the same page at the start of things. Both parties feel that they have certain needs that should be met, and until the two of you are able to both win, you won't have much success.   This is one of those situations where silence is a bad thing. If one or both of you are being silent about how you feel and what you think is right, communication will start to break down. Once it gets past a certain point, it will be difficult to recover from unless you hit the big red reset button and simply sit down to engage in a cool, calm, and collected conversation with your spouse.   What I recommend is to find common points or common ground by talking about some of the issues at hand that affect both of you. Start talking about retirement savings, college funds for the kids, or any other goals that you both want to have success with accomplishin