Follow Me Out Of Debt | Get Out Of Debt And Get Into Prosperity!

It's that time of the year again. It's tax time, and 75% of us can expect a tax refund from the government. On average, the typical tax refund is a little over $2,800.00. It seems like this is an exciting time of the year, doesn't it?   Well, let's take a step back and think about this for a moment. We're giving the government our money to borrow, interest-free, so that we can fill out lots of paperwork in order to get our money back from them. If banks and financial institutions don't lend their money out interest-free, then why are we doing this year after year? This is money that can be used to get out of debt (or not go into debt in the first place) or increase our contributions to our retirement savings. That sounds like a better use of our hard-earned money than handing it over to the government to borrow from us, again, interest-free.   And the best part of getting out of this habit? After you've made the changes necessary to adjust your withholding (after talking this over with a tax professional firs