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FMOOD 0011: Using Credit to Make Ends Meet (Credit Is Not Cash)

Informações:

Sinopsis

Have you found yourself on more than one occasion using credit cards to pay for things that you used to pay for with cash? There's a harsh reality for a lot of folks out there who are making ends meet by relying on credit cards. This includes making purchases usually paid for with cash by using credit, such as groceries, clothing, and gas for vehicles. Sometimes we may even find ourselves paying some utility bills using credit!   It's obvious that credit cards are designed to feel like a convenience for us. The reason for this is so we get into the habit of using credit instead of cash, especially when credit is so readily accessible. We get into the mindset that we can simply use our credit cards now, and we'll pay them back later. (Right?)   The problem with this is that later gets pushed further and further away. We end up forming a dangerous habit of relying more on credit cards than we do with cash. The simple truth is, if we form a habit of consistently using credit cards, we'll always be in debt. That'