Brown Ambition

Happy Brown Ambition Wednesday! On today's show:  Tiffany's low-budget Greece vacation Mandi shares the workplace personality test that totally changed the way she communicates with others at work Is a 29.99% APR too high for a personal loan? Should you track your credit with all these data breaches going on? We've got the answers today when we open up our listener inbox to tackle your questions. Here are a few links to resources mentioned on today's show! Free credit scores:Discover ScorecardMyLendingTree  Compare personal loans so you know you're getting the best deal possible:LendingTree's personal loan marketplaceMagnifyMoney's personal loan marketplaceDISC AssessmentLearn more at discprofile.comTony Robbins offers a stripped-down, free version of the DISC assessment. Just be aware that you'll be asked for your email and they will add you to his email list.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's show, we're joined by Miko Branch, who in 2004 co-founded Miss Jessie's curly hair products with her sister Titi, inspired by their grandmother's homemade recipes They have been serving the curly, kinky and wavy hair community ever since. This episode originally aired on March 25, 2017.     Learn more about your ad choices. Visit podcastchoices.com/adchoices

Happy Brown Ambition Wednesday! On today's show:  Tiffany's biggest tax lessons as an entrepreneurA shoutout to Yelp Cash Back — check it out if you haven't yet! Today's Q&A features some great listener questions —1) Does interest stop accruing if you cancel a credit card? and 2) What should a husband do if his wife is hesitant to dip into their savings to pay off his student debt? Have a question for us? Hit is up at brownambitionpodcast@gmail.com.As mentioned on today's show, here are some helpful link:   Compare Balance Transfer Credit Card OffersBest Debt Consolidation Loans  Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's show:  We shoutout listeners who Tweet or Instagram us on each show. Want a shoutout? Hit us up at @brownambitionpodcast on the gram or @theBApodcast on Twitter. We take a question from listener Sheena who wants to know if she should defer her student loans in order to pay off her car.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Each week we feature comments/questions from our listeners on Twitter and Instagram! Want to get a shoutout? Hit is up @theBApodcast on Twitter or @brownambitionpodcast on the gram.  As mentioned on the show, here are some great resources if you're looking for a low down payment mortgage program:  LendingTree: Your Guide to First-Time Homebuyer Programs MagnifyMoney: The Best Mortgages That Require No or Low Down Payment HUD: Search down payment assistance programs in your area Disclaimer: The Q&A segment on our show is when we give off the cuff advice and tips we hope can help you start moving in the right direction — these answers are not intended to serve in place of advice from a certified financial adviser or planner or other financial professional.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Happy Fourth of July! We're back with a fresh episode this week.  We cover:  Tiffany's $400 home improvement whoopsie (ok, it was Super Man's fault technically)Risks of taking out a 401(k) loan for a home down paymentA listener asks us how we met our SOs and asks for tips on how to date in your 40s. Have a tip to share? Hit us up @theBApodcast on Twitter!  Learn more about your ad choices. Visit podcastchoices.com/adchoices

We tackle some juicy topics on today's show: Tiffany's decision on a $60,000 home upgrade (Yikes.)NYT's sobering report on discrimination against pregnant women in the workplaceAnd we take YOUR questions on personal loans, credit cards and how young is too young to build credit.Want to get a shoutout on next week's show? Leave us a message on Twitter @TheBApodcast or Instagram @brownambitionpodcast.   Learn more about your ad choices. Visit podcastchoices.com/adchoices

Happy Brown Ambition Wednesday!   On today's show:  This is America? Unpacking the heartbreaking news from the border. Personal loans vs credit builder loans Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's show, we have a truly inspiring story to share. Leo and Faith were about to get married when they attended pre-marital counseling at their church. It was then that they were encouraged to sit down and get honest about the finances and their goals as they started a family together. In total, they carried over $211,000 worth of debt — a combination of both student loans and credit card debt.  Rather than give up, they rallied and made a plan to aggressively tackle their debt in the summer of 2017. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5. As of May 2018, they had successfully paid down $100,000.  They share their story on today's show. Tune in and hit us up on Twitter or Instagram let us know what you think about their story! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Happy Brown Ambition Wednesday! Today on the show, we share some messages from our listeners on Twitter and the 'gram. Hit us up @theBApodcast or @brownambitionpodcast to share your thoughts on this week's episode, give us a shoutout or ask a question. One of our listeners has a question about the credit card she realizes might not have been the best choice for her....and yikes. It definitely makes our list of our least favorite credit cards. As mentioned on the show, check out this guide to the Best Credit Cards and the Best Credit Cards for Students, each curated by the team at MagnifyMoney.  Also on the show today: Options for financing a home improvement projectSocially responsible investing tips The awful news that Kate Spade committed suicide rocked us both and reminded us of the importance of leaning on others when we are facing hard times and prioritizing our mental health. The National Suicide Hotline is 1-800-273-8255. As mentioned, here's the spreadsheet Tiffany's Dream Catchers Facebook group has

Happy Brown Ambition Wednesday! We are BACK with an amazing guest on today's show — Gayle Jennings-O'Byrne, founder and CEO of iNTENT Manifesto, a new movement aimed at helping women of color-led startups find investors for their businesses.  "I had to set my own rules. I remember when I told people I want to unlock $1 billion for black women and women of color. People looked at me like I was crazy but they said OK what do I need to do to help you? "  We talk to Gayle about why she left her 17-year career at JP Morgan Chase after a health scare to launch iNTENT and what resources are out there for women looking to start businesses today: "I just remember thinking, Lord, if I get through this I'm gonna do things differently. And one of those things I said I was gonna do differently was become a champion for women who look like me." Sign the manifesto here: https://www.intentmanifesto.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's show:  The most important number to know: Your net worth! We take a question from listener Ashely about how to manage side hustles to boost her net worth and we chat about what net worth really means and why you should focus on building your net worth in 2018. You can still sign up for Tiffany's Live Richer Challenge: Net Worth edition.Have a money or career question? Go to Brownambitionpodcast.com or send us a note at brownambitionpodcast@gmail.com  *This episode originally aired on Jan 10, 2018.* Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: We share some real talk beauty confessions...and when it’s worth it to splurge vs save  We used a free stock trading app to buy stocks recently...we’ll tell you how it’s going! We take a question from a listener who wants to know if she should buy a house with her partner before they get married. Yikes.  Some links to news stories and sites mentioned on the show!   Learn more about your ad choices. Visit podcastchoices.com/adchoices

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Want to get a shoutout on our show? Follow us @brownambitionpodcast on Instagram. Post a photo of yourself, tag us in it and use the hashtag #BrownAmbition. In the post, tell us why you're the ultimate representation of Brown Ambition. On today's show:  We discuss ways we all try to save our parents from themselves (and their awful money choices sometimes)  Tiffany shares a health update Mandi explains the controversy around Zelle  We answer a listener question on 401(k)s  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ep. 125 — The Debt Consolidation Cycle Happy Brown Ambition Wednesday! We're featuring a "win of the week" from our BA listeners on Instagram (@brownambitionpodcast) or Twitter (@theBApodcast). Tell us your win of the week and we might feature it on the show!  Learn more about your ad choices. Visit podcastchoices.com/adchoices

In September 2016, Sharon Epperson was at the gym when she felt pain shoot through her head and neck. One S.O.S. call to her husband and several hours later,, she learned she was one of 30,000 people in the U.S. who suffer a brain aneurysm rupture each year. Sharon, who is the senior personal finance correspondent at CNBC, was one of the lucky ones. On today’s show, she calls the experience one of the great blessings of her life and shares her story. *In loving memory of DeShaun Maria Harris.* Learn more about your ad choices. Visit podcastchoices.com/adchoices

Have 15 seconds to spare? Please take our NEW reader survey! (Yes another one — but this one's more important! Please fill it out :)  We need at least 250 to sign up and we're halfway there in less than a day. Y'all are the best. Please fill it out if you haven't yet.  xxMandi & Tiffany Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show we have attorney extraordinaire Art Steele. Art Steele is a business and estate planning attorney who helps entrepreneurs and families protect what matters most. She started her own law firm in 2014 and started the Legal-EASE for Entrepreneurs Podcast in 2016 which empowers minority business owners to tackle the legal needs of their business.    Learn more about your ad choices. Visit podcastchoices.com/adchoices

Happy Brown Ambition Wednesday! Today on the show:  The parental pressure around baby birthday parties — let's discuss. The Federal Reserve Bank raised rates again last week....what the heck does that mean for us? Mandi explains.Today on the show we mentioned the Credit Karma credit score simulator:  And also You Need a Budget is a solid app/budget management tool.  Learn more about your ad choices. Visit podcastchoices.com/adchoices