Follow Me Out Of Debt | Get Out Of Debt And Get Into Prosperity!

When you travel to a new destination, you will likely use an app, GPS, or even an old-school map to get there. Planning to get out of debt isn't much different.

A healthy credit score is important to have. A credit score is not just for getting a loan. As a matter of fact, your credit score can be used to determine your premiums you pay on auto insurance (or even qualifying for insurance in the first place). It can also be used to determine if you’ll be hired when you’re looking for a job and also could be used to help a company decide on who is promotable within the organization.

John Maxwell has famously stated that a budget is telling your money where to go instead of wondering where it went. Our budget needs to be truthful and honest. Overspending happens when we lie to ourselves and end up using credit cards to make up the difference.

We all make mistakes, right? Some of those mistakes are larger and more destructive than others, but the common thing about all mistakes, both large and small, is that we have an opportunity to learn from them.

How can we use the power of our similarities to work together to get out of debt faster than we could if we were just going at it alone?

A new group on Facebook has been created for our community of like-minded folks to ask questions, get into conversations, celebrate victories, and much more. Find out how you can join this free group today!

Doing a minimalist budget isn’t the same as frugality. Being frugal is always helpful when it comes to saving money, but a minimalist budget is less about frugality and more about reducing the number of things that we’re spending money on. It's more of an exercise in finding out what we truly value and discarding the rest.

Last week, I headed over to the credit union and wrote the check to officially pay off our second vehicle. Aside from the taste of freedom, there are also some great tips on what to do with the additional money that isn't going to a car payment every month.

Here are my top 5 tips on cheap living, and when you implement these tips, you will save money. I want you to feel comfortable about being cheap, because it's not really a bad thing, especially when it comes to personal finance.

The money that you are bringing in, either on your own or between you and your spouse, is meant to pay for certain expenses. When those expenses start to equal more than your available means, you have officially started to live above your means - the antithesis of where you want to be.

The Grocery Budget Makeover is hands down one of the most easy-to-follow, informational, motivational, and just downright simple programs out there to truly help you to save hundreds of dollars each month on grocery spending.

Getting paid what you're worth not only affects your current earnings but future earnings as well. Find out how to earn more, even if it's not through your current place of employment.

We're looking at a very good possibility of additional stimulus payments, but along with that, there's a level of unwarranted negativity towards folks who may be relying on this next stimulus for all of the right reasons.

This one's for all of the warriors out there, battling debt and taking names.

In this best-of series, we're revisiting the importance of weekly budget updates.

Life was never promised to be easy, but when things are hard, we get to choose our hard.

After a four-month hiatus, it's time to get back to business with new content and a new perspective!

We're talking about how to raise your credit score during a pandemic, and it's not as difficult as you may think.

It's human nature to settle in times of desperation. This applies to many different things, including our choice of vocation.    We are living in uncertain times, and both the economy and job markets don't hold the same sense of security for us as they did just several months ago. Folks are losing their jobs or are taking jobs that they are overqualified for because certain situations have made this necessary.   Don't sell yourself short. If you have certain qualifications, specialties, and talents, you want to make sure that you are aligning yourself correctly to make sure that you get paid what you're worth. Don't allow fear and uncertainty to prevent you from doing exactly what you were meant to be doing. God bless.

It's time for a monthly check-in to discuss what I've been up to as it relates to getting out of debt and getting into prosperity.   I think that it's a good idea for us to touch base once a month to see where things are at on my personal journey to get out of debt and get into prosperity, and hopefully it inspires you to continue forging ahead with your goals as well. God bless.