Get Real Podcast

Selling real estate isn't just about putting a sign in the yard and waiting for offers. In this episode, Ron Phillips sits down with top-producing REALTOR® William "Caleb" Pearson to break down what actually determines whether a property sells quickly and for the highest price possible. They discuss the two biggest drivers of a successful sale, why overpricing kills deals, how condition and presentation affect buyer demand, and why choosing the right agent can make or cost you tens of thousands of dollars. If you're planning to sell an investment property, complete a 1031 exchange, or simply want to maximize your sale price, this episode is packed with practical strategies you can apply immediately.   WHAT YOU'LL LEARN FROM THIS EPISODE   ●     2 factors that determine whether a property sells ●     Why overpricing a property is the fastest way to lose buyers ●     How strategic pricing can generate multiple offers and drive the price up ●     Average agents vs. high-volume listing professionals ●     A

After more than two decades in real estate, Ron Phillips has seen firsthand how powerful this asset class can be, not just for building wealth but for changing families' financial futures for generations. In this solo episode, Ron breaks down the unique stack of advantages that make real estate unlike any other investment. From control and cash flow to fixed-rate leverage, downside protection, tax benefits, and compounded growth, he explains why real estate continues to outperform stocks, gold, and other traditional assets when it comes to long-term wealth creation.   WHAT YOU'LL LEARN FROM THIS EPISODE How investors can directly increase property value  The power of combining cash flow with long-term appreciation Fixed-rate debt: real estate's greatest advantages Why real estate never goes to zero, even in major market crashes Major tools for accelerating compounded growth     CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com  Reach Ron: RP Capi

Rent control is often sold as an affordability solution, but that's not what this movement is really about. In this solo episode, Ron Phillips breaks down recent statements from New York City housing leadership that openly frame rent control as a tool to destroy asset value and weaken the real estate industry. Ron explains why this isn't about helping renters, how government price-setting undermines private property rights, and why these ideas aren't confined to big coastal cities. He also shares what investors and homeowners can do now to protect wealth and maintain control in an increasingly politicized housing landscape.   WHAT YOU'LL LEARN FROM THIS EPISODE   How "social housing" reframes housing away from wealth building The difference between market pricing and government price setting Reasons why local and state elections matter more than most people realize Main impacts of rent stabilization on private property rights Why affordability problems aren't caused by landlords or investors   CON

Bold ideas are flying around Washington, but not all of them solve the real problem. In this episode, Ron Phillips breaks down a proposed plan to allow Americans to use their 401(k) funds to buy a home. While the idea sounds helpful on the surface, Ron explains why removing early withdrawal penalties doesn't fix affordability—and could actually make it worse. He walks through the tax implications, supply constraints, equity mechanics, and why government policies continue to miss the mark on housing costs, even when intentions are good.   WHAT YOU'LL LEARN FROM THIS EPISODE   What the proposal to use 401(k) funds for home purchases actually allows How 401(k) loans already exist—and why this idea may not be better The difference between personal residences and self-directed real estate investing Why increased access to money worsens affordability when supply is constrained 2 ingenious ways to outperform traditional market returns   CONNECT WITH US: If you need help with anything in real estate, pl

Institutional investors are often blamed for America's housing affordability crisis, but are they really the problem? Ron Phillips breaks down recent claims about banning institutional investors from buying single-family homes and explains why the numbers don't support the narrative. He walks through actual ownership data, highlights why government regulation and inflation play a far bigger role in rising home prices, and challenges listeners to look past political talking points and into the real drivers behind housing supply, demand, and affordability.   WHAT YOU'LL LEARN FROM THIS EPISODE   How much of the housing market do institutional investors actually own Why blaming large investors ignores the real affordability drivers The breakdown of owner-occupied, rental, and vacant housing in the U.S. Main factors that inflate construction costs Unintended consequences of government intervention in housing markets   RESOURCES MENTIONED IN THIS EPISODE Why It's Nearly Impossible to Build Affordabl

With affordability at record lows, new mortgage ideas are surfacing to "fix" the housing market, but not all solutions make sense. In this solo episode, Ron Phillips breaks down the proposed 40- and 50-year mortgage options and explains how they might impact buyers, investors, and the broader economy. He compares payment savings versus long-term costs, exposes why extended loans could worsen inflation and supply issues, and shares his preferred alternative: a hybrid interest-only model that offers flexibility without trapping buyers in decades of debt. Ron also calls out how government overreach, regulation, and inflation continue to drive up housing costs, and what voters should know before supporting more intervention.   WHAT YOU'LL LEARN FROM THIS EPISODE   What 40-year and 50-year mortgages actually mean for buyers The math behind payment savings, and why it's not the full story Why long-term loans could increase demand without fixing supply A smarter hybrid approach: interest-only periods that cr

Is the housing market broken, or just misunderstood? Ron Phillips cuts through the noise to explain why affordability is collapsing for first-time buyers and why interest rates aren't the real culprit. Dive in as he breaks down the true barriers, rising costs, debt loads, and all-cash competition, and shares clear strategies for investors to buy smart, stay cash-flow positive, and build wealth while others wait for a "reset" that may never come.   WHAT YOU'LL LEARN FROM THIS EPISODE   Why the biggest issue in real estate isn't rates A gap between first-time buyers and cash-rich repeat buyers 2 factors reshaping who controls the housing market How long-term investors can still win using fundamental buying rules The dangers of listening to perpetual "crash" predictors and market timers   RESOURCES MENTIONED IN THIS EPISODE NAR 2025 Profile of Home Buyers, Sellers Reveals Market Extremes  Mortgage Applications Increase in Latest MBA Weekly Survey    CONNECT WITH US: If you need help with an

The real estate industry is changing faster than ever, and technology is leading the charge. In this solo episode, Ron Phillips breaks down Rocket Companies' latest acquisitions of Mr. Cooper Group and Redfin, and what this means for the future of real estate. By combining the nation's largest loan originator, mortgage servicer, and home search platform, Rocket is building a true end-to-end homeownership experience. Ron explores how this new model will disrupt traditional brokerages, challenge the National Association of REALTORS®, and finally simplify the complex process of buying and owning a home.   WHAT YOU'LL LEARN FROM THIS EPISODE   How Rocket Companies is evolving into a full homeownership platform Why the acquisition of Mr. Cooper and Redfin changes everything for consumers What an end-to-end real estate experience means for homebuyers and investors 2 things that could simplify mortgage and closing processes The reason traditional brokerages and MLS systems may face major disruption   RES

Think Wall Street dominates the real estate market? Think again. In this solo episode, Ron Phillips breaks down key insights from Batch Data's Q2 2025 Investor Pulse Report, revealing the real story behind who owns America's homes. Over 90% of rental properties are owned by small and mid-sized investors, not mega hedge funds. Ron explains how these independent investors are stabilizing markets, adding rental supply, and outperforming institutional players. He also highlights how shifting mortgage rates, cash purchases, and investor behavior are shaping the future of real estate.   WHAT YOU'LL LEARN FROM THIS EPISODE   The truth about investor ownership, small investors dominate, not Wall Street How investors are returning inventory to traditional homebuyers "Build-to-rent" communities and what they mean for the market Why 6% mortgage rates aren't high, and how affordability has shifted What institutional pullbacks mean for small investors and rehabbers in 2025   RESOURCES MENTIONED IN THIS EPISODE

It's that time of year again, when smart investors make last-minute moves that pay off big. Today, we explain why waiting until December to buy or refinance property could cost you valuable tax advantages. Hear updates on mortgage rates, small investor power, and why now is the time to plan, not panic, before the year closes.   WHAT YOU'LL LEARN FROM THIS EPISODE   Why early November is the true deadline for year-end real estate tax strategy How bonus depreciation can create massive write-offs on investment properties What's really happening with the Fed funds rate vs. mortgage rates Builder incentives and discounts you can leverage before the new year An effective way to create negotiation leverage in 2025's market     CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com  Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Face

Affordable housing isn’t just a buzzword; it’s becoming a national crisis. In this solo episode, Ron Phillips breaks down the data from the Atlanta Fed’s Home Ownership Affordability Monitor and reveals why the numbers tell a bigger story about government intervention, construction costs, and market imbalance. He explains how home prices, interest rates, taxes, and insurance interact to shape affordability, and why builders have stopped creating entry-level homes altogether. This episode cuts through the noise to show what’s really behind the housing gap and what it means for investors.   WHAT YOU’LL LEARN FROM THIS EPISODE   How income, interest rates, and home prices combine to create unaffordability Why the “affordable” price band has nearly vanished across the U.S. Economic reasons why builders no longer construct sub-$300K homes Luxury home sales vs. entry-level housing  The impact of government regulation on construction costs and supply   RESOURCES MENTIONED IN THIS EPISODE Why It’s Nearly Impossi

Most investors underestimate how powerful consistent, uninterrupted returns can be. In this solo episode, Ron Phillips breaks down the “Rule of 72” and explains how even small differences in annual returns can dramatically accelerate your wealth. Learn how stacking real estate’s four key returns, cash flow, appreciation, principal reduction, and tax benefits, creates compounding growth that beats traditional investments over time.   WHAT YOU’LL LEARN FROM THIS EPISODE   4 types of real estate returns that work together to build wealth How compounding and uninterrupted returns multiply your investment results A simple way to calculate how fast your money doubles Why even small appreciation rates can lead to double-digit overall returns The power of assets that create more assets through reinvestment   RESOURCES MENTIONED IN THIS EPISODE #343 How to Legally Avoid Taxes and Pass Down Millions Using 1031s with Daniel Osman, CPA    CONNECT WITH US: If you need help with anything in real estate, please emai

Every week, new headlines and charts make real estate look either like it’s about to skyrocket or crash and burn. In this episode, Ron Phillips unpacks the fearmongering and cherry-picking in foreclosure, mortgage rate, and net worth data. He explains why context matters, how to read beyond the graphs, and where the truth usually lies somewhere in the middle. Instead of falling for polarized narratives, Ron shows how to focus on fundamentals and long-term investing strategies that stand the test of time. WHAT YOU’LL LEARN FROM THIS EPISODE   What 2025 foreclosure filings compared to 2009 reveals the real context The truth about sub-3% and 6%+ mortgages and why those charts mislead Why NAR’s renter vs homeowner net worth comparison leaves out critical data How to ask the right questions when reviewing market graphs and headlines The one truth that always holds: long-term fundamentals outperform the hype     CONNECT WITH US: If you need help with anything in real estate, please email invest@rpci

Confusion about interest rates and lending is everywhere, and too many investors end up making costly mistakes. In this episode, Ron Phillips breaks down how mortgage rates really work, why the Fed doesn’t directly control them, and how layers of middlemen can quietly inflate your loan costs. He shares practical strategies for comparing lenders, understanding par rates, and avoiding unnecessary fees so you can secure better financing for your investments.   WHAT YOU’LL LEARN FROM THIS EPISODE   Why mortgage rates don’t move in lockstep with Fed rate cuts The role of the 10-year Treasury in real estate lending How extra layers of middlemen drive up par rates and fees Par rate: What it means and how to use it when comparing lenders How different investors and programs impact loan terms and buy downs Key reasons why cutting out waste in lending can save you about 1% on your rate     CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com  Reach Ron: RP Capital Le

The headlines about interest rates and real estate markets are often confusing, and many investors end up stuck on the sidelines. In this episode, Brendan Seiber cut through the noise and walk through real-world client examples of how equity repositioning, refinances, and 1031 exchanges can accelerate portfolio growth.    WHAT YOU’LL LEARN FROM THIS EPISODE   How DSCR loans make cash-out refinances possible even with higher rates Why interest-only loans can help investors reposition equity faster A step-by-step breakdown of a client refinance that unlocked $100K for reinvestment The power of compounding equity repositioning over 5–10 years Why every investor’s scenario is unique and requires tailored strategies     ABOUT BRENDAN SEIBER Brendan Seiber joined RP Capital in July 2022 while transitioning out of the U.S. Army, where he served over seven years as an Infantry leader. Since then, he has led as Director of Sales, managing a team of investment property consultants who guide clients through planning a

Wholesaling can be a legitimate entry point into real estate investing, but when abused, it damages the entire industry. In this episode, Ron Phillips calls out an egregious example of predatory wholesaling where an elderly seller was exploited for massive profit. Ron shares why deals like this give real estate a bad name, why regulators are cracking down, and how investors can—and must—hold themselves and others accountable.   WHAT YOU’LL LEARN FROM THIS EPISODE   A real-world example of predatory wholesaling that crossed the line How risk-reward ratios expose when a deal is fundamentally unfair Why celebrating exploitation online damages the industry’s reputation The importance of choosing coaches and mentors who teach integrity How bad actors fuel regulation and public distrust of investors What it looks like to police ourselves and take the high road in real estate   CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com  Reach Ron: RP Capital Leave podcast re

When Warren Buffett makes a move, investors take notice. He just poured nearly $1 billion into homebuilders Lennar and D.R. Horton—despite a sluggish housing market. In this episode, Ron Phillips breaks down Buffett’s bet, why real estate fundamentals still point upward, and what most people get wrong about interest rates and mortgages. If you’re waiting on the sidelines or already investing, this episode shows why Buffett’s strategy matters for you. WHAT YOU’LL LEARN FROM THIS EPISODE   Reasons why Warren Buffett invested heavily in Lennar and D.R. Horton despite a sluggish housing market How long-term supply and demand dynamics make residential real estate a solid bet The critical role of land banking in positioning builders for rapid growth Why Fed rate cuts and mortgage rates aren’t the same thing and why waiting for the Fed may be a mistake What Buffett’s strategy signals for investors who are debating whether to act now or hold cash RESOURCES MENTIONED IN THIS EPISODE DR Horton Lennar  Jerome Powel

Ron Phillips shares a surprising perspective from foreign investors who are actively buying U.S. real estate while many Americans remain sidelined. From a Serbian investor who built a seven-property portfolio in Wisconsin, to insights on why elevated mortgage rates don’t slow down cash buyers abroad, this episode explores what outsiders understand about American real estate that many locals take for granted. Tune in to hear why “the perfect time to invest was always five years ago” and how opportunities still exist—even in a shifting market.   WHAT YOU’LL LEARN FROM THIS EPISODE   Why many international buyers purchase in cash and aren’t slowed down by interest rate hikes The mindset shift Americans can adopt from global investors who see the U.S. as the best long-term market Key takeaways from the Bloomberg headline “Foreigners are buying US homes again while Americans get sidelined” Why cash flow, tax benefits, and leverage make U.S. real estate one of the safest long-term investments How to read market he

Retirement accounts are changing in ways most investors never thought possible. A new executive order could unlock real estate, private equity, and even crypto inside 401(k) plans. In this episode, Ron unpacks what the policy shift really means, clears up misconceptions about risk and liquidity, and explains why cash flow properties may give retirement savers an edge. If you’ve been waiting for a way to diversify beyond Wall Street, this conversation is one you can’t afford to miss.   WHAT YOU’LL LEARN FROM THIS EPISODE   What President Trump’s executive order really means for 401(k) investors The hidden pitfalls mainstream media claims about real estate in retirement accounts and Ron’s counterpoints How volatility and appreciation really influence long-term retirement income Why diversification across accounts and asset types creates more retirement options Critical questions to ask before tying up your retirement savings in property   RESOURCES MENTIONED IN THIS EPISODE U.S. Department of Labor SEC.gov R

Most investors know about 1031 exchanges, but few realize how much inefficiency, hidden fees, and outdated systems still dominate the process. In this episode, Daniel Osman, CPA reveals how his team is disrupting the industry with tech-forward, transparent, and zero-fee solutions. From compound growth to generational wealth and AI-powered innovation, this is the future of tax strategy for serious real estate investors.   WHAT YOU’LL LEARN FROM THIS EPISODE   What a 1031 exchange is and why it’s critical for long-term wealth building How Deferred.com is eliminating fees, sharing interest, and modernizing exchanges The "swap ‘til you drop" strategy and how to pass on assets tax-free to heirs Hidden inefficiencies of traditional QIs  Creative ways to rescue a potentially failed 1031 exchange   RESOURCES MENTIONED IN THIS EPISODE Deloitte  askAri   ABOUT DANIEL OSMAN, CPA  With a strong foundation in accounting, sales, and strategic partnerships, Daniel leads growth at Deferred. He's dedicated to building a 1